Loan amount, stamp duty, buying/selling costs, repayments — clear numbers make for confident decisions.
Estimate using Principal & Interest (P&I) or Interest Only (I/O). For reference only — your actual repayment depends on bank approval.
Ready to move forward? Free assessment, no fee unless we succeed.
The nature of P&I: most of your early repayments are interest, with the principal share rising — and interest falling — each year.
| Year | Principal Paid | Interest Paid | Remaining Balance |
|---|
Each one needs to be checked against real bank criteria or official tax tables. We'd rather not publish a calculator that gets it wrong just to "look complete" — so we're verifying them one at a time before they go live.
This needs a combined assessment of income, debts and living expenses, and every bank's criteria differs — for an accurate figure right now, we recommend booking a free consultation.
We're verifying the latest official NSW duty tables. In the meantime, you can get accurate figures from the official NSW Revenue calculator.
These are all variants of the repayment calculator above, and will be added progressively.
Not directly loan-related, but questions we're often asked — we'll add these as general finance tools too.
Free assessment, no fee unless we succeed.
